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 5-7 Days FREE & FAST Delivery
 5-Year Frame Warranty
 Pay Over 12 Months - 0% Fees
 Sofa Removals Service
 Assembly Service (Free For Over 70s)

Free Cancellation
Handmade Sofas

Sofa Finance

Sofa Finance

Welcome to our payment options page for sofas!

At The Sofa Shop, we understand that buying a new couch can be a significant expense. That's why we offer several ways to pay to make the process more manageable.


One option is PayPal, a secure and convenient online payment platform that is easy to set up if you don't already have an account. With PayPal, you can either pay for your sofa in full or set up a payment plan with monthly installments.


Additionally, we offer Dividebuy, which allows you to divide your payment into smaller, more manageable instalments spread out over a longer period. With Dividebuy, you can choose the length of your payment plan and the number of instalments, so you can find a plan that works best for your budget.

We also have a selection of high-quality recliner sofas in various styles and colours to fit your personal taste and decor. Whether you're looking for a classic leather recliner, a modern fabric model, or a cinema recliner style, we have something for everyone.

If you're in the market for a new sofa and need a payment option that works for you, visit our Pay Monthly Sofas page. With PayPal and Dividebuy options available, you can find a plan that fits your budget and makes your sofa purchase easy.

Thank you for considering The Sofa Shop for your home furniture needs.

FAQs By DivideBuy

Are there limits on how much I can spend?
DivideBuy interest-free credit is available from 2 to 12 months. The credit offered is set by the retailer.
Who can apply for DivideBuy interest-free credit?
  • Applicants must be aged between 18 and 75
  • Be a permanent UK resident
  • Have a valid debit credit card
  • Have a valid UK mobile number
  • Have a valid email address
Will a credit check be performed?
Yes. A credit check is performed to assess your eligibility and affordability. DivideBuy also has a quick check service so you can assess your eligibility for DivideBuy credit that will not affect your credit file.
How do I make my monthly payments?
Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and three-digit CV2, Payment will be collected automatically on the date your instalment is due.
Can I request delivery to an address other than my home address?
To guard against fraudulent applications, we are only able to deliver goods to your home address.
What if I would like to cancel/return my order?
The first step is to contact the retailer directly to cancel your order. If you have already received your order, you'll need to arrange for it to be returned using the retailer's returns process. The retailer will then contact us to confirm your order has been returned, so we can issue a refund and cancel your credit agreement.
My application was declined. Now what?
We're sorry that your application was declined. Unfortunately, we have no influence over the credit decision and we're unable to find out why your application was denied, DivideBuy is not permitted to share application information with us.
Who can I contact if I need help?
For any questions related to DivideBuy interest-free credit please contact DivideBuy by visiting
Are there any fees or charges?
No. There are no APR or hidden charges. We do reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you electronically sign at the checkout process.
How can I manage my DivideBuy account?
To manage your account and make payments, you can log in to
What if I need to change my delivery address from my billing address?
DivideBuy will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address, once you have placed your order and paid the first instalment, you need to contact DivideBuy directly who will then notify us of the changes
The Sofa Shop & Zopa Embedded Finance Limited t/a DivideBuy credit agreements are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service.

Credit is available to permanent UK residents aged 18+, subject to status, any missed payments may affect your ability to obtain credit from DivideBuy and other lenders. Please spend responsibly.